Your mortgage
Monthly affordability
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£
Loan-to-value (LTV)
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This monthly figure covers capital and interest only. It doesn't include stamp duty, solicitor and conveyancing fees, surveys, or mortgage arrangement fees — budget separately for these before you buy.
What if rates move?
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How this mortgage calculator works
Enter the property price, your deposit, the interest rate and the mortgage term. The calculator works out your monthly repayment on a capital-and-interest basis, your loan-to-value ratio, and the total interest you'll pay over the full term. Add an optional monthly overpayment to see how much time and interest you could save.
Frequently asked questions
ALL FIGURES ARE ESTIMATES FOR ILLUSTRATIVE PURPOSES ONLY